Individual Savings Account
The wrapper that gives you the least trouble.
No CGT on growth, no tax on income or dividends, no reporting. The most efficient wrapper your clients have.
Our ISA offerings
One for your client, one for their children
STOCKS & SHARES ISA
Tax-free growth on the long-term
Stocks and Shares ISAs are designed for clients looking to invest long-term. It allows investments on a wider range of assets like shares, funds, ETFs, and bonds, all while benefiting from the tax advantages of a normal ISA. Up to £20,000 a year, entirely sheltered.
Stocks and shares ISAs are ideal for clients who:
Are looking for medium to long-term investments
Want equities and funds sheltered from CGT and income tax
Haven't yet used this year's £20,000 allowance
JUNIOR STOCKS & SHARES ISA
Invest for the next generation
A Junior Stocks and Shares ISA (JISA) gives parents and legal guardians an easy, tax-efficient way to invest on behalf of their child.
With its own £9,000 annual allowance that sits outside the client's own ISA limit, a JISA gives children’s investments more time to grow, before they take control of the account as an adult.
Junior Stocks and Shares ISA are ideal for clients who:
Want to invest for a child or grandchild in a tax-free wrapper
Are saving for future education or greater life milestones
Have the annual allowance to spare beyond their own ISA
ISA & GIA at a glance
