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General investment account

Everything your clients can’t fit in the ISA.

The place client money goes once the ISA is full. No contribution cap and the widest range we offer.
Important documents
GIA key features document
Product pricing information
Product terms and conditions
Our GIA offerings

One account for individuals, companies and trusts

GIA FOR INDIVIDUALS
Flexible investing for individuals.

An individual GIA is a flexible investment account, opened for and owned by a single person. It allows for a variety of investment options, including shares, ETFs, funds, and bonds.

An individual GIA is ideal for clients who:
Have already used their annual ISA allowance
Want the full range of investments in one place including: funds, equities, ETFs and structured products
Hold surplus capital in a managed portfolio outside the ISA
ISA & GIA at a glance

Choose the right wrapper for your clients

Feature ISA GIA
Free from Capital Gains Tax on growth ✓ May apply above your exempt amount
Free from tax on dividends and income ✓ May apply above your allowances
No self-assessment reporting for tax ✓ May be required
No limit on how much you can invest ✓
Can be held in joint names ✓
Available to trusts and companies ✓
No fixed term — withdraw any time ✓ ✓
Transfer in from another provider ✓ ✓

See how it works before you move your client.

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