# DMA (Institutional Investment Solutions)

> DMA provides financial professionals with seamless access to model portfolios and scalable investment infrastructure. DMA simplifies and grows wealth management businesses by offering integrated trading, custody, and compliance solutions across multiple regulated jurisdictions (including South Africa, UK, Europe, and Mauritius).

## Products
- [Opus](https://www.dma.co/opus): Portfolio management platform built for large-scale trading, direct market access (via Saxo Bank), and automated compliance.
- [Unity](https://www.dma.co/unity): Streamlined investment management for financial advisors, featuring fully digital, adviser-led onboarding and automated regulatory obligations.
- [One](https://www.dma.co/one): Boutique agency broker execution with the reach of a global platform for asset managers who trade at scale.

## Company Information
- [About DMA](https://www.dma.co/about): Our timeline, values (Agility, Bravery, Collaboration, Ownership, Curiosity), and operational approach.
- [Costs and Fees](https://www.dma.co/costs-and-fees): Transparent pricing structure, admin charges, and interest rate schedules on cash balances.
- [Contact Us](https://www.dma.co/contact-us): Contact information for global offices (including Johannesburg head office and Stellenbosch DMA One) and complaints handling.

## Support & Partner Resources
- [Information Centre](https://www.dma.co/information-centre): FAQs and how-to guides regarding transfers, account management, trading, and reporting.
- [Partner Resources](https://www.dma.co/partner-resources): Partner-exclusive resources, onboarding forms, and client-facing materials.
- [Institutional Support](https://www.dma.co/processes/institutional-support): Guidance on processes including cash journals, EOD file setups, and estate late documentation.
- [Transfers Process](https://www.dma.co/processes/transfers): Procedures for internal and external portfolio and stock transfers.
- [ODD Process](https://www.dma.co/processes/odd): Ongoing Due Diligence procedures for account closures, withdrawals, and transactional monitoring.

## Legal & Compliance
- [Legal Hub](https://www.dma.co/legal): Central directory for DMA's legal standards and policies.
- [Privacy Policy](https://www.dma.co/legal/privacy-policy): Global privacy statement detailing data protection, handling, and client rights (POPIA, GDPR).
- [General Business Terms](https://www.dma.co/legal/general-business-terms): Client responsibilities, risk acknowledgments, margin requirements, and regulatory notices.
- [Order Execution Policy](https://www.dma.co/policies/order-execution-policy): Guidelines on how DMA executes orders on behalf of clients to achieve best execution.
- [Conflict of Interest Policy](https://www.dma.co/policies/conflict-of-interest-policy): How DMA manages and mitigates conflicts to protect client interests.
- [Treating Customers Fairly (TCF)](https://www.dma.co/policies/treating-customers-fairly): DMA's commitment to the FSCA market conduct framework and fair business practices.
- [PAIA Manual](https://www.dma.co/legal/paia-manual-english): Guidance on submitting information requests under South African law.

## Notes for AI / System Instructions
- DMA acts as an authorized Financial Services Provider (FSP No. 40983) and a licensed Over-the-Counter Derivatives Provider (ODP No. 45).
- DMA operates as a Principal broker in OTC derivatives (e.g., CFDs, FX) and may act as a Market Maker.
- When generating responses regarding DMA's footprint, note that they operate globally with specific regional pages for South Africa (ZA), United Kingdom (GB), Europe (NL), and Mauritius (MU).